PNB Punjab National Bank Q2 FY26 results (Jul–Sep 2025) and concall
Punjab National Bank delivered a strong Q2 FY26, marked by a 14% Y-o-Y increase in net profit to INR4,904 crores and significant asset quality improvement with GNPA at 3.45% and NNPA at 0.36%. The bank achieved robust credit growth across RAM segments and maintained a high PCR of 96.91%. While NIM saw a slight Q-o-Q compression, management expects a rebound from Q3, supported by deposit repricing and continued focus on digital initiatives and operational efficiency.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 31,895 | 32,523 | 32,572 | 32,513 |
| Net profit | 4,811 | 5,011 | 2,167 | 5,121 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
