PNB Punjab National Bank Q4 FY25 results (Jan–Mar 2025) and concall
Punjab National Bank delivered strong financial performance in Q4 FY25 and for the full year, with significant growth in business, deposits, and advances, exceeding its own guidance. Asset quality saw substantial improvement with reduced NPAs and higher PCR. While Q4 experienced an outlier in slippages and a marginal dip in NII, management expressed confidence in maintaining asset quality and improving NIM from Q3 FY26 onwards, supported by robust recovery efforts and digital adoption.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 31,895 | 32,523 |
| Net profit | 4,811 | 5,011 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
