POONAWALLA Poonawalla Fincorp Q3 FY25 results (Oct–Dec 2024) and concall
Poonawalla Fincorp delivered strong AUM growth of 41% YoY, driven by a pivot toward secured lending and core retail segments. While the company is aggressively cleaning up its legacy Short-Term Personal Loan (STPL) book through high write-offs, management expressed extreme confidence in the 'PFL 2.0' strategy. The focus is now shifting toward a multi-product franchise with a target of 3.0%-3.5% ROA by FY27.
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What they filed
| Line item | Q3 FY25 |
|---|---|
| Revenue | 1,057 |
| Net profit | 19 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





