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Poonawalla Fincorp share price & results

Poonawalla Fincorp Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

NBFC offering diversified consumer and MSME lending: personal, gold, business, vehicle and education loans.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue2,624 ₹ crore+70.2% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit375 ₹ crore+406.8% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity7.91 %+7.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)74.98 %+84.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

3 of 11 judged targets kept · 6 open · verdicts reflect calls analysed to Q2 FY27.

Poonawalla Fincorp Limited management guidance track record on Inve: 17 targets tracked across analysed earnings calls (3 achieved, 8 missed, 6 open).

TargetOriginal wordingSaidLatest callVerdict
Branch Expansion400 new branches starting Q1 FY26
Call transcript, Q3 FY25 · 31 Jan 2025		Q3 FY25Q2 FY27:Promise remains achieved from Q4 FY26. Superseded by specific gold loan branch targets.
Call transcript, Q2 FY27 · 9 Oct 2026		Achieved
NCD Share of Borrowing35% of total borrowing over the next couple of yearsQ4 FY25Q2 FY27:No specific update on NCD share percentage. The topic of diversified borrowing mix was discussed, but no new figure was provided.
Call transcript, Q2 FY27 · 9 Oct 2026		Achieved*
Gold Loan Branch ExpansionAdd approximately 400 Gold Loan branches during FY27
Call transcript, Q1 FY27 · 17 Jul 2026		Q1 FY27Q2 FY27:Guidance revised down to 'approximately 200 new branches in this financial year'. 90 branches were added in the quarter.
Call transcript, Q2 FY27 · 9 Oct 2026		Revised Down

Source: Inve Guidance Tracker for Poonawalla Fincorp Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

8 of Poonawalla Fincorp Limited's 17 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 14 more targets are in the full ledger.

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Price

₹402.8 −1.42% · −₹5.8

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −16.9% 1Y

₹400₹450₹500Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 24 Oct 2025Q3 FY26 — 16 Jan 2026Q4 FY26 — 5 May 2026Q1 FY27 — 17 Jul 2026Q2 FY27 — 9 Oct 2026

1Y: ₹484.55 on 24 Oct 2025 → ₹402.8. High ₹502.7 (13 Aug 2026), low ₹368.4 (30 Mar 2026).

Previous close
₹408.6
Market cap
₹38.9k Cr
52-week range
₹368.4 – ₹502.7
One year
−17.86%
Price to earnings (TTM to Sept 2026)
35.72×
Return on equity (TTM to Sept 2026)
7.91%

Overview

Symbol
NSE:POONAWALLA
Exchange
NSE
Currency
INR

What Poonawalla Fincorp Limited does

Based on the company's own presentations, annual report and earnings calls.

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a non-banking financial company (NBFC) that lends to salaried, self-employed and MSME customers across India. It runs a diversified retail lending book spanning unsecured personal loans, loans against property, business and pre-owned car loans, mid-market corporate lending, and newer verticals such as gold loans, education loans, consumer durable loans, commercial vehicle loans and shopkeeper loans. Customers are sourced through a 'phygital' model that combines its own branches and feet-on-street sales force with DSAs, tele-calling, and digital partnerships/aggregators. The company carries the highest AAA/Stable credit rating from CRISIL and CARE.

Segments

  • New Products
  • Existing Products
Branch network
500+ branches
Geographic coverage
20 states and union territories
Feet-on-street sales force
2,210+
Channel partners
2,700+
Call centers
6
Mobile app downloads
10 million+
Employees 5,860 (March 2026) Company website

How the price took the results

close before → close after

Q2 FY27
+2.1%
9 Oct
Q1 FY27
+1.1%
17 Jul
Q4 FY26
+0.4%
5 May
Q3 FY26
−1.5%
16 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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