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    Popular Vehicles and Services Limited

    PVSL
    Automobile and Auto Components·12 Nov 2025
    Management Summary

    Popular Vehicles reported a mixed Q2 FY26, with total income growing 16.6% QoQ to INR 1,534.6 crores and adjusted EBITDA margin at 3.5%. The company successfully completed two key acquisitions in Telangana (Maruti Suzuki) and Punjab (BharatBenz) while divesting its Piaggio and Honda businesses. However, PAT remained low at INR 0.6 crores, and a cess provision of INR 3.6 crores impacted profitability, with new acquisitions expected to be loss-making initially.

    Highlights

    6
    • Total income for Q2 FY26 increased by 16.6% QoQ to INR 1,534.6 crores.

    • Adjusted EBITDA margin improved to 3.5% in Q2 FY26.

    • Passenger vehicle volumes grew 48% QoQ to 8,498 units in Q2 FY26.

    • Commercial vehicle volumes grew 13% QoQ to 2,797 units in Q2 FY26.

    • EV volumes increased 30% QoQ to 1,717 units in Q2 FY26.

    • Inventory levels normalized to approximately 34 days in October from 75-85 days earlier.

    Concerns

    5
    • PAT for Q2 FY26 was INR 0.6 crores, significantly lower than INR 7.6 crores in Q2 FY25.

    • EBITDA for Q2 FY26 declined 16.5% YoY to INR 49.4 crores.

    • Cess provision of INR 3.6 crores was accounted for in Q2 FY26 due to lack of government clarity.

    • JLR business performance in Q2 was impacted by a cyberattack from end of August to October.

    • New acquisitions (Telangana, Punjab) are expected to have negative margins in the first year.

    What Changed2

    vs Q3 FY26

    Guidance items18 → 11 (-7)Risks discussed6 → 4 (-2)

    Key financials

    Single quarter

    06 metrics
    1. 01Total Income₹1,534.6 Cr+1.1%YoY
    2. 02EBITDA₹49.4 Cr-16.5%YoY
    3. 03EBITDA Margin3.2%
    4. 04Adjusted EBITDA₹53 Cr-10.4%YoY
    5. 05Adjusted EBITDA Margin3.5%

    Segment breakdown

    • Passenger Vehicles₹664 Cr58.0%
    • Commercial Vehicles₹452 Cr39.5%
    • EV₹28 Cr2.4%
    Donut· Share of Total Income

    Capital allocation

    6
    high confidence
    CategoryHeadline
    Capex

    Capex disclosed

    Debt

    Debt disclosed

    M&A

    R.K.S Motors Private Limited (Maruti Suzuki dealership)

    acquisition · closed · Consideration ₹NaN (cash)

    M&A

    Globe CV Private Limited (BharatBenz dealership)

    acquisition · closed · Consideration ₹NaN (cash)

    M&A

    Kuttukaran Green Private Limited (Piaggio business)

    divestment · closed

    Guidance & targets

    11
    CategoryTargetPriority
    Margin
    EBITDA Margin
    4.2-4.3%
    Medium
    Margin
    Digital spare parts business EBITDA margin
    7-8%
    Medium
    Margin
    Digital spare parts business EBITDA margin vs physical
    higher than physical
    Medium
    Volume
    Service business volume growth (organic, ex-acquisition)
    2-3%
    Medium
    Volume
    Service business volume growth (including acquisition)
    ~4%
    Medium
    Volume
    Passenger car business organic growth
    6%
    Medium
    Volume
    Passenger car business inorganic growth
    2,500 vehicles (6-7% growth)
    Medium
    Volume
    Passenger car business total growth
    double-digit growth in volumes
    Medium
    Volume
    Passenger car business growth
    double-digit growth
    Medium
    Volume
    Service volume growth
    double-digit growth
    Medium
    Profitability
    PAT level
    reach FY24 level
    Medium

    Cess provision recovery

    by end of FY26
    CurrentINR 3.6 crores provisioned, writ petition filed
    TargetClarity from government or Supreme Court ruling

    Why it matters

    Resolution of this issue could lead to a reversal of the provision and improve profitability.

    Hopefully💬, by the end of the year, in which case, we would be able to revise the provisions of the INR7-odd crores that we have taken a hit on over Q2 and Q3.

    How to verify

    risks_and_concerns[risk='Uncertainty regarding cess provision recovery']

    Risks & concerns

    4
    RiskSeverity

    Uncertainty regarding cess provision recovery

    INR 3.6 crores provision taken due to lack of clarity from government; writ petition filed in Supreme Court.Management acknowledged

    high

    Initial negative margins from new acquisitions

    Telangana (R.K.S Motors) acquisition expected to be loss-making in the first year, breakeven by Q1 next FY. Punjab (BharatBenz) acquisition expected to be breakeven or minimal profitability.Management acknowledged

    medium

    Impact of JLR cyberattack on supply and business performance

    Cyberattack from end of August to October impacted production and supply of spares, vehicles for JLR, affecting Q2 performance.Management acknowledged

    medium

    GST rate revision impacting Q2 sales

    Discussions around potential GST rate revision created a wait-and-watch approach among customers, leading to postponement of purchases in mass segment, primarily a timing shift.Management acknowledged

    low

    Q&A highlights

    8

    “On the R.K.S. acquisition that we are talking about and on the Punjab operations that we are having, we've had low margins in terms of the first half - in the August and September months. But towards the end of the year, we are expecting the BharatBenz operations to actually breakeven or minimal - very low in terms of the profitability there. So we will probably be breakeven or close to breakeven in BharatBenz business in Punjab. ... for R.K.S Motors, we would be at loss for this year, and we will be breakeven by next financial year, first quarter.”

    Clarifies the initial profitability outlook for the recently acquired dealerships, indicating a near-term drag on margins.

    asked by Preet

    3 min read6 chapters

    Detailed Narrative

    01

    Strategic Acquisitions and Divestments

    Popular Vehicles successfully expanded its footprint through two key acquisitions. It acquired the authorized Maruti Suzuki dealership of R.K.S Motors Private Limited in Telangana for approximately INR 90 crores, effective October 15, 2025. Additionally, the company completed the acquisition of BharatBenz's dealership of Globe CV Private Limited in Punjab for approximately INR 12 crores. To sharpen its portfolio focus, the company divested its Piaggio and Honda businesses (Kuttukaran Green Private Limited and Vision Motors Private Limited), which resulted in an exceptional gain📎 of INR 15.3 crores.

    02

    Q2 FY26 Financial Performance Overview

    For Q2 FY26, Popular Vehicles reported a total income of INR 1,534.6 crores, marking a 16.6% quarter-on-quarter increase and a 1.1% year-on-year growth. EBITDA stood at INR 49.4 crores, up 29.1% QoQ but down 16.5% YoY, with an EBITDA margin of 3.2%. After adjusting for a cess provision, adjusted EBITDA was INR 53 crores (3.5% margin). PAT for the quarter was INR 0.6 crores, a significant decline from INR 7.6 crores in Q2 FY25, but an improvement from a loss of INR 8.8 crores in Q1 FY26.

    03

    Impact of GST Rate Revision and Inventory Management

    The Q2 performance was influenced by discussions around a potential GST rate revision in August, which led to customers postponing purchases, particularly in the mass segment. This created a timing shift rather than a demand deterioration. Inventory levels, which were deliberately built up for the festive season, have since normalized, coming down to approximately 34 days in October from earlier levels of 75-85 days. This normalization is expected to reduce interest costs and improve OEM incentives.

    04

    Cess Provision and Tax Impact

    The company accounted for a cess provision of INR 3.6 crores in Q2 FY26 due to ongoing uncertainty and lack of clarity from the government. A writ petition has been filed in the Supreme Court by the Federation of Automobile Dealers Association regarding this issue. The higher tax for the quarter was attributed to profits generated by subsidiaries, which were partially offset by deferred tax assets from loss-making units, resulting in an INR 11 crores tax figure.

    05

    Service Business and Digital Initiatives

    While overall service volumes saw a slight decline of 7% QoQ in the passenger vehicle segment, the company expects a recovery, with October showing strong retail numbers. Management anticipates organic service volume growth of 2-3% for FY26, increasing to 4% including acquisitions, and double-digit growth for FY27. Popular Vehicles is also building a stronger digital and retail parts ecosystem through ZPAREX Digisolutions Private Limited, aiming for an EBITDA margin of 7-8% by year-end for this segment, with expectations of higher margins than physical retail in 3-5 years.

    06

    Luxury Car Segment and Future Outlook

    The luxury car market demonstrated resilience, being less price-elastic to GST reductions. However, the JLR business faced challenges in Q2 due to a cyberattack impacting supply. Management expects JLR deliveries to normalize by January-March 2026. For FY26, the company projects a total passenger car business volume growth in double digits, combining 6% organic growth and an additional 6-7% from acquisitions (approximately 2,500 vehicles). The company aims to achieve FY24 PAT levels by FY27.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.