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SBFC Finance Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 24 Jan 2026

SBFC Finance Limited reported strong Q3 FY26 results with robust AUM and PAT growth, alongside improved operational efficiency and return on equity. However, the company adopted a cautious lending stance due to macroeconomic concerns like rising household debt and potential interest rate hardening, leading to a decline in disbursement volumes. Management emphasized asset quality preservation and continued focus on cost reduction amidst these challenges.

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What they filed

Q3 FY26: revenue up 7.7%, net profit up 34.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue26 29 31 31 28 +8%
Net profit88 94 101 109 118 +34%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.