SBFC SBFC Finance Q3 FY26 results (Oct–Dec 2025) and concall
SBFC Finance Limited reported strong Q3 FY26 results with robust AUM and PAT growth, alongside improved operational efficiency and return on equity. However, the company adopted a cautious lending stance due to macroeconomic concerns like rising household debt and potential interest rate hardening, leading to a decline in disbursement volumes. Management emphasized asset quality preservation and continued focus on cost reduction amidst these challenges.
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What they filed
Q3 FY26: revenue up 7.7%, net profit up 34.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 26 | 29 | 31 | 31 | 28 +8% |
| Net profit | 88 | 94 | 101 | 109 | 118 +34% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





