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SBSBICARD

SBI Cards Q4 FY25 results (Jan–Mar 2025) and concall

Financial Services · Concall AI · Call held 24 Apr 2025

SBI Cards delivered a robust Q4 FY25 with strong revenue and PAT growth, driven by increased spends and improved asset quality metrics. The company continued its focus on digital onboarding and strategic customer acquisition, while maintaining a healthy capital position. Despite macroeconomic headwinds, management expects NIM to remain steady with an upward bias and credit costs to moderate, though long-term predictions remain cautious.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25
Revenue4,619 4,674
Net profit383 534
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.