SBIN State Bank of India Q1 FY27 results (Apr–Jun 2026) and concall
State Bank of India reported a record net profit of ₹21,121 crore for Q1 FY27, driven by strong operating performance and resilient domestic NIM of 3%. The bank demonstrated robust balance sheet growth, with total business exceeding ₹110 trillion and significant improvements in asset quality, reaching the lowest NPA levels in over two decades. While deposit and advances growth were modest compared to some peers, management highlighted strategic initiatives in digital transformation, risk management, and a focus on sustainable, broad-based credit growth across segments.
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What they filed
Q1 FY27: revenue up 8.4%, net profit up 10.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 | 1,17,996 | 1,19,654 +5% | 1,22,352 +4% | 1,23,098 +3% | 1,27,896 +8% |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 | 20,160 +10% | 21,028 +24% | 19,684 +6% | 21,121 +10% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
