SBIN State Bank of India Q4 FY26 results (Jan–Mar 2026) and concall
State Bank of India reported a strong Q4 FY26, achieving record net profit of Rs 80,032 crores, up 12.88% YoY, driven by robust operating profit growth of 11.25%. The bank maintained a domestic NIM of 3.03% and demonstrated resilient deposit growth of 11.03% and credit growth of 16.87%. Asset quality significantly improved with Gross NPAs at 1.49% and Net NPAs at 0.39%, while capital adequacy remained strong at 15.4% CAR. While QoQ profit saw some impact from treasury losses and overheads, management expressed confidence in the underlying business strength and future outlook.
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What they filed
Q4 FY26: revenue up 3.0%, net profit up 5.6% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 | 1,17,996 | 1,19,654 +5% | 1,22,352 +4% | 1,23,098 +3% |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 | 20,160 +10% | 21,028 +24% | 19,684 +6% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
