TMB Tamilnad Mercantile Bank Q1 FY27 results (Apr–Jun 2026) and concall
Tamilnad Mercantile Bank Limited delivered a robust Q1 FY27, achieving its highest-ever net profit of INR412 crores, a 34.97% increase year-on-year. Total business grew by 23% to INR1,21,715 crores, driven by strong advances growth of 27.01% and deposit growth of 19.71%. Asset quality remained strong with GNPA at 0.69% and NNPA at 0.17%, supported by a high PCR of 75.36% and proactive provisioning for ECL. The bank also maintained a high capital adequacy of 32.33% and expanded its NIM to 4.29%, while managing its cost-to-income ratio below 40%.
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What they filed
Q1 FY27: revenue up 19.9%, net profit up 35.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,331 | 1,342 | 1,386 | 1,413 | 1,469 +10% | 1,550 +15% | 1,662 +20% |
| Net profit | 300 | 292 | 305 | 318 | 342 +14% | 374 +28% | 412 +35% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
