Every earnings call for TMB — management tone, guidance, KPIs and promise tracking, quarter by quarter.
TMB · 5 transcripts · Financial Services · latest Q4 FY26Tamilnad Mercantile Bank Limited has 5 earnings calls on record here, a Financial Services company, most recently Q4 FY26. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
Net Profit (Q4) ₹374 cr (+28% YoY); ROE (FY26) 15.03%; NIM (Q4) 4.18%. Advances grew 20.32% (22.57% including IBPC sale) against guidance of 16-17%.
Read full transcript & analysisNet Profit ₹342 cr (+14% YoY); EPS ₹21.57; ROE 14.22%. Total business grew 14.28%, exceeding guidance of 12.40%.
Read full transcript & analysisGNPA 1.01%. Profit at INR318 crores, up 4.73% YoY.
Read full transcript & analysisRoE 13.3%; NIM 3.84%. Total business grew 9.86% YoY to ₹98,923 crores.
Read full transcript & analysisNIM 3.84%; GNPA 1.22%. Total business grew 9.86% YoY to INR 98,923 crores.
Read full transcript & analysis