TMB Tamilnad Mercantile Bank Q2 FY26 results (Jul–Sep 2025) and concall
T N Merc. Bank reported a strong Q2 FY26 with profit up 4.73% YoY to INR318 crores, driven by robust business growth of 11.40% and improved asset quality (GNPA 1.01%, NNPA 0.26%). The bank saw an uptick in ROA to 1.85% and a reduction in Cost-to-Income ratio to 43.81%. Significant investments in digital transformation and branch expansion are underway, with management guiding for 14-15% credit growth and 12-13% deposit growth for FY26, and 17% profit growth for FY27.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 1,331 | 1,342 | 1,386 | 1,413 |
| Net profit | 300 | 292 | 305 | 318 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
