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Tamilnad Mercantile Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 4 Feb 2026

Tamilnad Mercantile Bank delivered a strong Q3 FY26, surpassing its own guidance on business growth, profitability, and asset quality. The bank reported its highest-ever net profit of ₹341.50 crores, driven by robust advances growth of 16.30% and improved NIM of 4.04%. Strategic initiatives in digital transformation, HR, and credit management are beginning to yield results, with further benefits expected in FY27.

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What they filed

Q3 FY26: revenue up 10.4%, net profit up 14.0% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue1,331 1,342 1,386 1,413 1,469 +10%
Net profit300 292 305 318 342 +14%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.