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UNUNIONBANK

Union Bank of India Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 19 Jul 2025

Union Bank delivered steady Q1 performance while managing the impact of rate cuts and regulatory changes. The bank strategically reduced bulk deposits to protect margins and focused on growing RAM segments. Asset quality remained strong with recoveries exceeding slippages. However, PSLC income was impacted by regulatory changes affecting agricultural gold loan classification.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26
Revenue26,720 27,869 27,099
Net profit4,623 5,011 4,428
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.