ARMANFIN Arman Financial Services Q4 FY25 results (Jan–Mar 2025) and concall
Arman Financial reported a mixed Q4 FY25, with its MFI subsidiary, Namra Finance, experiencing a significant profit decline and a Q4 loss due to higher provisioning and rural stress. Consolidated AUM and PAT also saw declines. However, the standalone segments (MSME, micro-LAP, 2-Wheeler) showed strong growth and healthy asset quality. The company is implementing strategic changes, including separating credit and recovery functions and leveraging the Credit Guarantee Fund for Micro Unit (CGFMU), while maintaining a cautious outlook on MFI growth for FY26.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 181 | 165 | 199 |
| Net profit | 15 | -7 | 13 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
