NBFC-MFI lending to rural/semi-urban India via JLG microfinance, MSME, two-wheeler and LAP loans through subsidiary Namra Finance.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 8 | 8 | 8 | 8 | 10 | 10 | 11 | 11 |
| Reserves | 164 | 178 | 204 | 355 | 802 | 864 | 862 | 923 |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 26 | 32 | 39 | 68 | 97 | 121 | 83 | 89 |
| Total Liabilities | 896 | 940 | 1.2k | 2.0k | 2.6k | 2.2k | 2.2k | 2.8k |
| AssetsFixed Assets | 4 | 4 | 5 | 6 | 8 | 31 | 32 | 32 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
| Investments | 3 | 3 | 6 | 19 | 7 | 39 | 33 | 92 |
| Other Assets | 888 | 933 | 1.2k | 2.0k | 2.6k | 2.2k | 2.1k | 2.7k |
| Total Assets | 896 | 940 | 1.2k | 2.0k | 2.6k | 2.2k | 2.2k | 2.8k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -221 | -76 | 6 | -281 | -718 | -302 | 493 | -476 |
| Cash from Investing | -1 | 2 | 2 | -2 | -13 | 18 | -49 | -50 |
| Cash from Financing | 252 | 94 | 22 | 270 | 681 | 376 | -495 | 546 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -222 | -77 | 5 | -282 | -720 | -305 | 467 | -480 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
ARMANFIN · FINANCIALS_SECTOR
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