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Arman Financial Services Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 16 Feb 2026

Arman Financial Services Limited delivered a strong Q3 FY26, with consolidated AUM growing 7% sequentially to INR2,274 crores and PAT increasing 177% QoQ to INR22 crores. The MFI subsidiary, Namra Finance, returned to profitability with INR13 crores PAT, driven by improved asset quality (GNPA at 3.4%) and collection efficiency (96.3%). The company is focusing on calibrated growth, product innovation, and strengthening its institutional framework, while managing increased operating expenses related to new structures and CGFMU coverage.

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What they filed

Q3 FY26: revenue down 3.0%, net profit up 414.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue181 165 199 151 159 −12%160 −3%
Net profit15 -7 13 -15 8 −47%22 +414%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.