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Arman Financial Services Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 29 May 2026

Arman Financial Services Limited delivered strong Q4 FY26 results, with record AUM and significant PAT growth, driven by improved asset quality and collection efficiency. The company has implemented structural changes to its credit and recovery functions, leading to higher operating costs but enhanced portfolio resilience. Management aims for disciplined growth and cost optimization in FY27, while acknowledging ongoing macroeconomic uncertainties and competitive pressures in certain segments.

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What they filed

Q4 FY26: revenue down 11.6%, net profit up 215.4% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26
Revenue181 165 199 151 159 −12%160 −3%176 −12%
Net profit15 -7 13 -15 8 −47%22 +414%41 +215%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.