AUBANK AU Small Finance Bank Q4 FY25 results (Jan–Mar 2025) and concall
AU Small Finance Bank delivered a strong Q4 FY25 performance amidst challenging macroeconomic conditions, with deposit growth of 27% and loan book growth of 20%. The bank achieved an ROA of 1.5% and significantly improved its cost-to-income ratio to 57%. However, the unsecured book saw a degrowth of 18%, and NIM is expected to face pressure in the near term, with credit costs remaining elevated in the first half of FY26 due to unsecured segments.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 4,113 | 4,271 |
| Net profit | 528 | 504 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
