AUBANK AU Small Finance Bank Q1 FY26 results (Apr–Jun 2025) and concall
AU Small Finance Bank delivered robust Q1 FY26 performance with strong deposit and loan growth, despite a seasonally muted quarter and challenges in unsecured segments. While PAT grew 16% Y-o-Y and ROA stood at 1.5%, NIM compressed by 38 bps and credit cost expectations were revised upwards due to stress in MFI and southern mortgages. Management anticipates NIM to bottom out in Q2 and asset quality to normalize by year-end, supported by strategic initiatives and distribution expansion.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 4,113 | 4,271 | 4,378 |
| Net profit | 528 | 504 | 581 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
