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AU Small Finance Bank Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 17 Oct 2025

AU Small Finance Bank delivered a resilient Q2 FY26, marked by strong deposit and secured loan growth, NIM expansion, and improving asset quality. The bank received in-principle approval for a universal bank license, signaling a strategic shift. While unsecured portfolios saw degrowth, management expects stabilization and positive contribution from Q3 onwards, maintaining confidence in full-year credit cost guidance.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue4,113 4,271 4,378 4,511
Net profit528 504 581 561
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.