AUBANK AU Small Finance Bank Q3 FY26 results (Oct–Dec 2025) and concall
AU Small Finance Bank delivered strong Q3 FY26 results, marked by robust deposit and loan growth, significant margin expansion, and improved asset quality. The bank's PAT grew 26% QoQ to ₹668 crores, with ROA reaching 1.6%. Strategic initiatives in product, distribution, and technology, alongside leadership changes, are positioning the bank for sustainable future growth, despite ongoing challenges in unsecured segments and a competitive deposit landscape.
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What they filed
Q3 FY26: revenue up 14.9%, net profit up 26.5% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 4,113 | 4,271 | 4,378 | 4,511 | 4,727 +15% |
| Net profit | 528 | 504 | 581 | 561 | 668 +27% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
