AUBANK AU Small Finance Bank Q4 FY26 results (Jan–Mar 2026) and concall
AU Small Finance Bank delivered a strong Q4 FY26 performance, marked by robust growth in deposits and loan portfolio, significant improvement in profitability with ROA reaching 1.8%, and enhanced asset quality with declining GNPA and credit costs. The bank is actively investing in technology, particularly AI, and is progressing towards a universal banking license, while acknowledging the seasonal nature of Q4 results and potential margin pressures from rising cost of funds.
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What they filed
Q4 FY26: revenue up 17.5%, net profit up 65.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 4,113 | 4,271 | 4,378 | 4,511 | 4,727 +15% | 5,019 +18% |
| Net profit | 528 | 504 | 581 | 561 | 668 +27% | 832 +65% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
