AUBANK AU Small Finance Bank Q1 FY27 results (Apr–Jun 2026) and concall
AU Small Finance Bank reported a strong Q1 FY27, with profit growing 37% YoY to INR796 crores, driven by robust deposit and loan growth of 24% and 23% respectively. NIM expanded 47 bps YoY to 5.9%, and ROA/ROE improved significantly. While facing geopolitical uncertainty and tight liquidity, the bank continued its digital transformation and strategic expansion, though QoQ margins saw a slight moderation and cost to assets ratio marginally increased.
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What they filed
Q1 FY27: revenue up 21.1%, net profit up 37.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 4,113 | 4,271 | 4,378 | 4,511 | 4,727 +15% | 5,019 +18% | 5,303 +21% |
| Net profit | 528 | 504 | 581 | 561 | 668 +27% | 832 +65% | 796 +37% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
