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BABANDHANBNK

Bandhan Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 22 Jan 2026

Bandhan Bank reported a mixed Q3 FY26, characterized by robust advances and deposit growth, particularly in retail and secured segments. Asset quality saw significant improvement with reduced NPAs and slippages following an ARC sale. However, profitability was impacted by a one-time gratuity provision and a YoY decline in non-interest income, while CASA deposits experienced a YoY decline.

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What they filed

Q3 FY26: revenue down 0.9%, net profit down 51.6% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue5,500 5,479 5,434 5,476 5,354 −3%5,431 −1%
Net profit937 426 318 372 112 −88%206 −52%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.