Bank of India Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 24 Jul 2026

Company page: Bank of India share price, financials & guidance record

Bank of India reported a strong Q1 FY27 with significant improvements in net profit and operating profit, driven by robust business growth and enhanced asset quality. The bank is actively pursuing strategic initiatives in digital banking, international funding, and focused lending segments like RAM advances. While global NIM saw a slight dip and CASA ratio faced some pressure, management expressed confidence in achieving its FY27 targets for growth, profitability, and capital adequacy amidst a dynamic global environment.

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What they filed

Q1 FY27: revenue up 8.7%, net profit up 36.2% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	18,211	18,323	18,352	18,406	18,927 +4%	19,476 +6%	19,949 +9%
Expenses	4,418	5,943	5,321	4,754	5,123	5,904	5,324
Other income	1,746	3,428	2,166	2,220	2,279	3,210	2,579
Interest	12,140	12,260	12,284	12,492	12,466	12,746	13,117
Depreciation	0	0	0	0	0	0	0
Profit before tax	3,399	3,547	2,913	3,380	3,617 +6%	4,036 +14%	4,087 +40%
Tax rate	26%	26%	23%	24%	25%	25%	25%
Net profit	2,517	2,626	2,252	2,555	2,705 +7%	3,016 +15%	3,068 +36%
EPS	5.53	5.77	4.95	5.61	5.94	6.62	6.74

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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