Bank of India Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 8 May 2026

Company page: Bank of India share price, financials & guidance record

Bank of India reported strong Q4 FY26 results with significant growth in global business and net profit, coupled with notable improvements in asset quality metrics like GNPA, NNPA, and PCR. However, the bank experienced NIM compression and a decline in CASA ratio. Management outlined strategies for deposit growth, credit expansion, and expressed confidence in navigating upcoming ECL guidelines and global headwinds.

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What they filed

Q4 FY26: revenue up 6.3%, net profit up 14.9% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26
Revenue	18,211	18,323	18,352	18,406	18,927 +4%	19,476 +6%
Expenses	4,418	5,943	5,321	4,754	5,123	5,904
Other income	1,746	3,428	2,166	2,220	2,279	3,210
Interest	12,140	12,260	12,284	12,492	12,466	12,746
Depreciation	0	0	0	0	0	0
Profit before tax	3,399	3,547	2,913	3,380	3,617 +6%	4,036 +14%
Tax rate	26%	26%	23%	24%	25%	25%
Net profit	2,517	2,626	2,252	2,555	2,705 +7%	3,016 +15%
EPS	5.53	5.77	4.95	5.61	5.94	6.62

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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