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Bank of India Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 21 Jan 2026

Bank of India reported a strong Q3 FY26 with a 7% YoY increase in Net Profit to Rs. 2,705 crore, driven by a 6% rise in Net Interest Income and a 30% surge in Non-Interest Income. Asset quality showed significant improvement, with Gross NPA falling by 143 bps YoY to 2.26% and PCR reaching 93.60%. While global business and advances grew robustly, the bank noted a slight increase in fresh slippages, primarily due to a single corporate account, and a decline in the CASA ratio.

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What they filed

Q3 FY26: revenue up 3.9%, net profit up 7.5% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue18,211 18,323 18,352 18,406 18,927 +4%
Net profit2,517 2,626 2,252 2,555 2,705 +7%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.