CANHLIFE Canara HSBC Life Insurance Company Q3 FY26 results (Oct–Dec 2025) and concall
Canara HSBC Life Insurance reported strong Q3 and 9-month FY26 results, driven by robust growth in individual WPI (20% YoY for 9 months) and VNB (37% YoY to ₹413 crores). The company achieved significant margin expansion, with NBM improving by ~200 bps to 19.7%, alongside better persistency and expense management. Despite the impact of GST and new labor code, strategic product mix adjustments and channel expansion initiatives are underway to sustain growth and profitability.
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What they filed
Q3 FY26: revenue up 177.2%, net profit down 3.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 1,516 | 2,783 | 3,632 | 2,348 | 4,202 +177% |
| EBITDA | -23 | 34 | 6 | 16 | -70 −204% |
| Net profit | 29 | 32 | 23 | 41 | 28 −3% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
