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Canara HSBC Life Insurance Company share price & results

Canara HSBC Life Insurance Company Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Bancassurance life insurer, JV of Canara Bank & HSBC, selling protection, savings, ULIP and retirement plans.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue2,555 ₹ crore+8.8% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating margin2.3 %+1.6 pts YoYOperating profit / revenueQuarter to Sept 2026For the quarter; a change is in percentage points.
Net profit43.0 ₹ crore+4.9% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity8.18 %+0.2 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow margin30.49 %+19.3 ptsFY Mar 2026 vs FY Mar 2025Fiscal yearFY ending Mar 2026(Operating cash flow − fixed-asset purchases + disposals) ÷ revenue.
Revenue growth (YoY)21.43 %+17.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 6 judged targets kept · 8 open · verdicts reflect calls analysed to Q1 FY27.

Canara HSBC Life Insurance Company Limited management guidance track record on Inve: 14 targets tracked across analysed earnings calls (5 achieved, 1 missed, 8 open).

TargetOriginal wordingSaidLatest callVerdict
VNB MarginInching towards 20% for FY26
Call transcript, Q2 FY26 · 27 Oct 2025		Q2 FY26Q1 FY27:Promise period concluded. No new updates.
Call transcript, Q1 FY27 · 20 Jul 2026		Achieved
Non-PAR Book Hedging RatioIncrease hedging to 85-90% in the Medium Term
Call transcript, Q2 FY26 · 27 Oct 2025		Q2 FY26Q1 FY27:No update provided on the hedging ratio for the second consecutive quarter.
Call transcript, Q1 FY27 · 20 Jul 2026		Ghosted
Alternate Business Share of WPIIncrease share of alternate business to 15% of WPI over next three years
Call transcript, Q4 FY26 · 28 Apr 2026		Q4 FY26Q1 FY27:Management stated the alternate channel is now at ~10% and revised the 3-year target upwards to a '15% to 20% contribution'.
Call transcript, Q1 FY27 · 20 Jul 2026		Revised Up

Source: Inve Guidance Tracker for Canara HSBC Life Insurance Company Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of Canara HSBC Life Insurance Company Limited's 14 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 11 more targets are in the full ledger.

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Price

₹121.82 −0.07% · −₹0.08

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance +0.1% 1Y

₹120₹130₹140₹150₹160Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 27 Oct 2025Q3 FY26 — 21 Jan 2026Q4 FY26 — 28 Apr 2026Q1 FY27 — 20 Jul 2026Q2 FY27 — 9 Oct 2026

1Y: ₹121.73 on 24 Oct 2025 → ₹121.82. High ₹157.23 (4 Sept 2026), low ₹116.36 (31 Oct 2025).

Previous close
₹121.9
Market cap
₹11.6k Cr
52-week range
₹116.36 – ₹157.23
One year
+0.23%
Price to earnings (TTM to Sept 2026)
86.42×
Return on equity (TTM to Sept 2026)
8.18%

Overview

Symbol
NSE:CANHLIFE
Exchange
NSE
Currency
INR

What Canara HSBC Life Insurance Company Limited does

Based on the company's own presentations, annual report and earnings calls.

Canara HSBC Life Insurance is a bancassurance-led life insurance company incorporated in 2007 as a joint venture between Canara Bank (51%), HSBC Insurance (Asia Pacific) Holdings (26%), with Punjab National Bank (23%) as an investor-shareholder. It underwrites and sells individual and group life insurance products - protection/term plans, savings and ULIP plans, retirement/annuity solutions, credit life and employee-benefit covers - mainly through its bank partners' branch networks, supplemented by regional rural banks, a newly launched agency channel, and digital/direct distribution. It earns premium income (new business plus renewals) on policies sold across these channels and manages the resulting policyholder funds across linked and non-linked (debt/equity) investment portfolios.

Segments

  • Protection
  • Savings (Traditional/Par & Non-Par)
  • ULIP (Unit Linked Insurance Plans)
  • Annuity/Retirement
  • Group business
Bancassurance network via Canara Bank
9,800+ branches
Rural distribution via Regional Rural Banks
4,648+ branches across 6 RRBs in 6 states
Company's own branch offices
100+ pan-India (as of 31 March 2025)
Total customer base
~100 Mn total customers, ~80 Mn addressable base
Lives insured (individual + group, FY25)
82 lakh+
Agency channel distributors onboarded
~500 (since launch in October 2025)
Founded 2007Headquarters Gurugram, Haryana Company website

How the price took the results

close before → close after

Q2 FY27
−4.4%
9 Oct
Q1 FY27
+0.0%
20 Jul
Q4 FY26
−2.4%
28 Apr
Q3 FY26
−1.9%
21 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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