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The Karnataka Bank share price & results

The Karnataka Bank Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Mangaluru-based private bank with 952 branches in 22 states, focused on retail, agri and MSME lending.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue2,383 ₹ crore+5.4% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit419 ₹ crore+43.5% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity11.36 %−0.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)0.48 %−9.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

4 of 6 judged targets kept · 7 open · verdicts reflect calls analysed to Q1 FY27.

The Karnataka Bank Limited management guidance track record on Inve: 13 targets tracked across analysed earnings calls (4 achieved, 2 missed, 7 open).

TargetOriginal wordingSaidLatest callVerdict
Provision Coverage RatioIncrease PCR by 1% every quarter.
Call transcript, Q4 FY26 · 20 May 2026		Q4 FY26Q1 FY27:PCR jumped from 65.39% (excl. w/o) in Q4 FY26 to 84.70% in Q1 FY27, significantly exceeding the 1% quarterly increase target, likely due to a change in reporting to include write-offs.
Call transcript, Q1 FY27 · 30 Jul 2026		Achieved
Return on Assets1% plus for FY27.
Call transcript, Q4 FY26 · 20 May 2026		Q4 FY26Q1 FY27:Achieved 1.29% in Q1. Management raised the guidance to '1.35% to 1.40%'.
Call transcript, Q1 FY27 · 30 Jul 2026		Revised Up
Gross AdvancesCloser to Rs. 90,000 crores as of this financial year end (FY26)
Call transcript, Q4 FY25 · 14 May 2025		Q4 FY25Q4 FY26:Actual Gross Advances for FY26 came in at 83,340 cr, missing the revised target of 85,000 cr.
Call transcript, Q4 FY26 · 20 May 2026		Missed

Source: Inve Guidance Tracker for The Karnataka Bank Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

2 of The Karnataka Bank Limited's 13 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 10 more targets are in the full ledger.

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Price

₹299.85 −0.23% · −₹0.7

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance +66.3% 1Y

₹200₹250₹300₹350Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 10 Nov 2025Q3 FY26 — 11 Feb 2026Q4 FY26 — 20 May 2026Q1 FY27 — 30 Jul 2026

1Y: ₹180.34 on 24 Oct 2025 → ₹299.85. High ₹343.05 (23 Sept 2026), low ₹174.07 (14 Nov 2025).

Previous close
₹300.55
Market cap
₹11.3k Cr
52-week range
₹174.07 – ₹343.05
One year
+64.20%
Price to earnings (TTM to Jun 2026)
7.90×
Return on equity (TTM to Jun 2026)
11.36%

Overview

Symbol
NSE:KTKBANK
Exchange
NSE
Currency
INR

What The Karnataka Bank Limited does

Based on the company's own presentations, annual report and earnings calls.

Karnataka Bank is a 100+ year old private-sector scheduled commercial bank headquartered in Mangaluru, Karnataka, offering retail, agriculture, MSME and corporate/wholesale banking through a pan-India branch and ATM network spanning 22 states. It earns primarily by taking deposits (savings, current and term) and lending to retail, agri, MSME, mid-corporate and large-corporate borrowers, supplemented by fee income, treasury operations on its investment book, and third-party distribution of insurance, investment and wealth-management products through partner tie-ups. The bank runs a Digital Center of Excellence for analytics-led product design and digital-first customer acquisition, and operates KBL Services Limited as a wholly owned subsidiary. Ownership is broad-based, with no single shareholder holding more than 5% of share capital.

Segments

  • Retail & Personal Banking
  • Agriculture Banking
  • MSME / Business Banking
  • Corporate & Mid-Corporate Banking
  • Treasury
Branch network
952 branches (FY25)
Geographic coverage
22 states
ATMs & cash recyclers
1,516 ATMs and recyclers (FY25)
Customer base
13.7 million+ customers
Employees
9,047 employees (as of 31 Mar 2026)
Wholly owned subsidiary
KBL Services Limited
Founded 1924Headquarters Mangaluru, Karnataka, IndiaEmployees 9,047 (2026-03-31) Company website

How the price took the results

close before → close after

Q1 FY27
+4.2%
30 Jul
Q4 FY26
+6.5%
20 May
Q3 FY26
−0.6%
11 Feb
Q2 FY26
−0.3%
10 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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