KTKBANK The Karnataka Bank Q2 FY26 results (Jul–Sep 2025) and concall
Karnataka Bank reported a mixed Q2 FY26, with strong improvements in asset quality and profitability ratios like RoA and RoE, alongside a healthy increase in CASA. However, Net Interest Income and Net Interest Margin faced pressure due to repo rate reductions and a strategic shift away from low-yielding corporate advances. The bank remains committed to its RAM-focused growth strategy and aims for improved NIM and cost-to-income ratios in the coming quarters.
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What they filed
Q2 FY26: revenue down 2.5%, net profit down 5.1% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 −2% |
| Net profit | 336 | 284 | 253 | 292 | 319 −5% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
