Earnings calls

Karnataka Bank concall ledger

Every earnings call for KTKBANK — management tone, guidance, KPIs and promise tracking, quarter by quarter.

KTKBANK · 5 transcripts · Financial Services · latest Q3 FY26

Q3 FY26Published 11 Feb 2026Call held 11 Feb 2026

KTKBANK Q3 FY26 Earnings Call Transcript & Analysis

PAT₹290.79 cr+3% YoYROE9.06%NIM2.92%

PAT ₹291 cr (+2% YoY); ROE 9.06%; NIM 2.92%. Aggregate business up 3% QoQ to INR 1,81,394 crores.

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Q2 FY26Published 10 Nov 2025Call held 10 Nov 2025

KTKBANK Q2 FY26 Earnings Call Transcript & Analysis

PAT₹319.12 cr−5% YoYRoE10.14%NIM2.72%

PAT ₹319 cr (−5% YoY); RoE 10.14%; NIM 2.72%. PAT for Q2 FY26 increased 9.1% Q-o-Q to ₹319.12 crores.

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Q1 FY26Published 13 Aug 2025Call held 13 Aug 2025

KTKBANK Q1 FY26 Earnings Call Transcript & Analysis

PAT₹292.4 cr−27% YoYRoE9.58%NIM2.82%

PAT ₹292 cr (−27% YoY); RoE 9.58%; NIM 2.82%. QoQ PAT increased by 15.8% to Rs. 292.40 crores.

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Q4 FY25Published 14 May 2025Call held 14 May 2025

KTKBANK Q4 FY25 Earnings Call Transcript & Analysis

PAT₹1,272.37 cr−3% YoY

PAT ₹1,272 cr (−3% YoY). Record high business turnover of ₹1,82,766 crores, up 7% YoY.

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Q3 FY25Published 31 Jan 2025Call held 31 Jan 2025

KTKBANK Q3 FY25 Earnings Call Transcript & Analysis

PAT₹283 cr−14% YoYROE11.94%−21% YoYNIM3.26%−9% YoYGNPA3.11%

PAT ₹283 cr (−14% YoY); ROE (9-month period) 11.94% (−21% YoY); NIM (9-month period) 3.26% (−9% YoY). Aggregate business turnover reached a record high of INR 1,77,978 crores, up 10% YoY.

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