KTKBANK The Karnataka Bank Q1 FY26 results (Apr–Jun 2025) and concall
Karnataka Bank reported a mixed Q1 FY26, with PAT showing strong QoQ growth but a YoY decline, partly due to a prior year's one-time gain. While asset quality saw a slight QoQ deterioration in Gross NPA, management assured it was a temporary aberration with recovery efforts underway. The bank demonstrated improved cost efficiency and liquidity, but NIM compressed due to external rate cuts. The new MD & CEO outlined a clear strategy focusing on quality growth in RAM segments and CASA, aiming for improved profitability and asset quality in the coming quarters.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|---|
| Revenue | 2,234 | 2,243 | 2,258 | 2,261 |
| Net profit | 336 | 284 | 253 | 292 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
