KTKBANK The Karnataka Bank Q4 FY25 results (Jan–Mar 2025) and concall
Karnataka Bank reported a mixed Q4 FY25 and full-year FY25, marked by strong balance sheet growth and significant asset quality improvements. Business turnover reached a record ₹1,82,766 crores, up 7% YoY, driven by 6.8% growth in gross advances and 6.96% in deposits. Asset quality saw substantial improvement, with Gross NPAs falling to 3.08% and Net NPAs to 1.31%. However, reported PAT for FY25 declined by 2.6% due to one-time provisions and NIM compression, which management attributes to rising cost of funds and reclassification of penal charges, with expectations for NIM improvement in FY26
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 2,234 | 2,243 | 2,258 |
| Net profit | 336 | 284 | 253 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
