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The Karnataka Bank Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 20 May 2026

Karnataka Bank delivered a strong Q4 FY26 performance, exceeding most of its own guidance metrics. The bank demonstrated significant improvements in asset quality, profitability, and efficiency, driven by strategic focus on retail, agri, and MSME segments, coupled with disciplined cost management and enhanced recovery efforts. While geopolitical tensions remain a watch item, the bank expressed confidence in its growth trajectory and capital adequacy.

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What they filed

Q4 FY26: revenue down 0.0%, net profit up 61.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26
Revenue2,234 2,243 2,258 2,261 2,179 −2%2,220 −1%2,257 −0%
Net profit336 284 253 292 319 −5%291 +2%408 +61%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.