KTKBANK The Karnataka Bank Q3 FY26 results (Oct–Dec 2025) and concall
Karnataka Bank reported a mixed Q3 FY26, with strong operational growth in aggregate business and advances, and an improved NIM and CASA ratio. However, PAT, ROE, and ROA saw a QoQ decline, and gross slippages increased. The bank remains focused on RAM segment growth, optimizing funding costs, and improving asset quality, with management expressing confidence in achieving 1% plus ROA and 3% plus NIM by year-end.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q3 FY26: revenue down 1.0%, net profit up 2.5% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 2,234 | 2,243 | 2,258 | 2,261 | 2,179 −2% | 2,220 −1% |
| Net profit | 336 | 284 | 253 | 292 | 319 −5% | 291 +2% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
