Small finance bank serving low-income and underserved customers via micro-banking, housing, MSME and secured retail loans.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 1.7k | 1.7k | 1.7k | 2.0k | 519 | 1.9k | 1.9k | 1.9k |
| Reserves | 1.3k | 1.3k | 874 | 2.1k | 5.1k | 4.1k | 4.3k | 4.9k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 490 | 779 | 754 | 929 | 1.2k | 1.1k | 1.2k | 1.3k |
| Total Liabilities | 18.4k | 20.4k | 23.6k | 33.3k | 40.4k | 47.7k | 49.6k | 57.5k |
| AssetsFixed Assets | 280 | 276 | 244 | 265 | 395 | 444 | 490 | 457 |
| CWIP | 21 | 5 | 6 | 18 | 32 | 13 | 0 | 36 |
| Investments | 2.4k | 2.5k | 4.2k | 8.5k | 9.8k | 11.7k | 11.6k | 12.7k |
| Other Assets | 15.7k | 17.6k | 19.2k | 24.5k | 30.2k | 35.5k | 37.5k | 44.3k |
| Total Assets | 18.4k | 20.4k | 23.6k | 33.3k | 40.4k | 47.7k | 49.6k | 57.5k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 478 | 242 | 2.7k | 2.6k | 1.1k | 1.6k | 2.0k | 1.8k |
| Cash from Investing | -148 | -757 | -1.4k | -841 | -2.1k | -865 | -1.8k | -2.5k |
| Cash from Financing | 287 | 776 | -706 | -1.5k | 1.2k | -519 | 398 | 911 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 330 | 153 | 2.6k | 2.5k | 935 | 1.3k | 1.9k | 1.7k |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
UJJIVANSFB · FINANCIALS_SECTOR
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