UJJIVANSFB Ujjivan Small Finance Bank Q2 FY27 results (Jul–Sep 2026) and concall
Ujjivan Small Finance Bank delivered a strong Q2 FY27, marked by robust growth in both deposits and loan book, leading to record profitability. The bank's asset quality remained pristine, and capital adequacy improved. While NIM is expected to moderate due to rising interest rates, management remains confident in its growth trajectory and ability to potentially overshoot its ROA guidance, supported by strategic capacity creation and product evolution.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q2 FY27: revenue up 28.0%, net profit up 199.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,591 | 1,573 | 1,619 | 1,682 | 1,752 +10% | 1,878 +19% | 2,025 +25% | 2,153 +28% |
| Net profit | 109 | 83 | 103 | 122 | 186 +71% | 282 +240% | 317 +208% | 365 +199% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
