UJJIVANSFB Ujjivan Small Finance Bank Q4 FY26 results (Jan–Mar 2026) and concall
Ujjivan Small Finance Bank delivered a strong Q4 FY26, marked by robust growth in its gross loan book and deposits, alongside an improved NIM of 8.5%. The bank is actively diversifying its portfolio towards secured assets, which now constitute 49.4% of the book. While asset quality remains stable with an 81% PCR, the bank's FY27 ROA guidance of 1.6% reflects planned significant investments in digital, branches, and technology, as well as a conservative approach to future eventualities.
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What they filed
Q4 FY26: revenue up 19.4%, net profit up 239.8% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 1,591 | 1,573 | 1,619 | 1,682 | 1,752 +10% | 1,878 +19% |
| Net profit | 109 | 83 | 103 | 122 | 186 +71% | 282 +240% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
