UJJIVANSFB Ujjivan Small Finance Bank Q1 FY26 results (Apr–Jun 2025) and concall
Ujjivan Small Finance Bank reported a robust Q1 FY26 with strong loan book and disbursement growth, driven by its secured portfolio. While asset quality showed some regional stress, particularly in Karnataka, overall collection efficiency remained high. NIM saw a sequential decline due to various factors but is expected to stabilize by Q4 FY26, supported by deposit repricing and liquidity absorption. The bank remains focused on diversifying its portfolio and expanding its branch network.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 1,591 | 1,573 | 1,619 |
| Net profit | 109 | 83 | 103 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
