FEDFINA Fedbank Financial Services Q3 FY26 results (Oct–Dec 2025) and concall
Fedbank Financial Services delivered a strong Q3 FY26, driven by robust gold loan growth and improved funding costs. While asset quality saw a slight uptick in Gross Stage III, credit costs remained controlled. The company is strategically investing in branch expansion and collection infrastructure, which impacted the cost-to-income ratio this quarter, with benefits expected to materialize in FY27. Management is also consciously reducing reliance on DA income to focus on core yields.
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What they filed
Q3 FY26: revenue up 4.7%, net profit up 363.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 530 | 536 | 517 | 535 | 555 +5% |
| Net profit | 19 | 72 | 75 | 80 | 88 +363% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
