FIVESTAR Five-Star Business Finance Q1 FY26 results (Apr–Jun 2025) and concall
Five-Star Business Finance reported a muted Q1 FY26 characterized by asset quality stress stemming from borrower overleverage in the microfinance and personal loan segments. While AUM and PAT showed YoY growth, credit costs nearly doubled, prompting a strategic shift toward higher ticket-size loans (₹5L-₹10L) and a slowdown in the <₹3L segment. Despite the unexpected leadership transition and regional headwinds in Karnataka and Andhra Pradesh, management maintained its 25% growth guidance for the full year, banking on a recovery in the second half.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 727 | 752 | 787 |
| Net profit | 274 | 279 | 266 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
