FIVESTAR Five-Star Business Finance Q4 FY25 results (Jan–Mar 2025) and concall
Five-Star delivered a resilient performance in FY25 despite regulatory and regional headwinds in Karnataka. The company prioritized asset quality over aggressive growth, proactively cutting yields to attract better-profile customers while maintaining industry-leading ROA of 8.04%. Management is navigating a transition toward slightly higher ticket sizes (₹4-5 lakhs) and diversifying its borrowing base away from banks to 63% of total debt.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 727 | 752 |
| Net profit | 274 | 279 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
