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Go Digit General Insurance Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 22 Jan 2026

Go Digit General Insurance Limited delivered a strong Q3 FY26, with GDPI growing 20.9% and PBT increasing 37% QoQ. The IFRS Combined Ratio improved to 105%, showcasing enhanced efficiency. While the Motor OD loss ratio saw an increase, management is implementing corrective pricing actions and maintains a robust solvency position, with AUM growing 18.8% YoY.

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What they filed

Q3 FY26: revenue up 5.5%, net profit up 17.6% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue2,234 2,436 2,594 2,236 2,488 +11%2,570 +6%
EBITDA89 118 -209 159 135 +52%162 +37%
Net profit89 119 116 138 117 +31%140 +18%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.