HDBFS HDB Financial Services Q4 FY26 results (Jan–Mar 2026) and concall
HDB Financial Services reported a strong Q4 FY26, marked by robust loan book growth, improved asset quality, and record disbursements. The company's customer franchise expanded significantly, supported by an extensive distribution network and digital initiatives. Profitability metrics like NIM, PPOP, and PAT showed healthy sequential and annual growth, while Gross Stage 3 saw a notable reduction. Management expressed confidence in achieving aspirational growth targets for FY27, despite monitoring global geopolitical and economic uncertainties.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q4 FY26: revenue up 11.2%, net profit up 41.4% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 4,007 | 4,144 | 4,266 | 4,465 | 4,545 +13% | 4,674 +13% | 4,745 +11% |
| Net profit | 591 | 472 | 531 | 568 | 581 −2% | 644 +36% | 751 +41% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
