Every earnings call for HDBFS — management tone, guidance, KPIs and promise tracking, quarter by quarter.
HDBFS · 5 transcripts · Financial Services · latest Q1 FY27HDB Financial Services Limited has 5 earnings calls on record here, a Financial Services company, most recently Q1 FY27. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
PAT ₹785 cr (+38% YoY); EPS ₹9.5; ROE (annualized) 15%. PAT of ₹785 crores, up 38.3% YoY.
Read full transcript & analysisCustomer Franchise 22.9 million (+20% YoY); Gross Loan Book ₹118,493 cr (+11% YoY); Disbursements Q4 FY26 ₹19,922 cr. Gross loan book grew 10.9% YoY to ₹1,18,493 crores.
Read full transcript & analysisReported PAT (Q3) ₹644 cr (+36% YoY); EPS (Q3) ₹7.8. Disbursements for Q3 reached an all-time high of ₹17,917 crores, growing 14.9% sequentially.
Read full transcript & analysisProfit After Tax (PAT) ₹581 cr; EPS ₹7.0; RoE (annualized) 12.23%. Customer franchise grew 19.6% YoY to 21.0 million.
Read full transcript & analysisProfit after tax ₹568 cr; ROE (annualized) 13.16%; NIM 7.7% (+0% YoY). Total Gross Loans grew 14.3% YoY to ₹109,342 crores.
Read full transcript & analysis