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KAKARURVYSYA

Karur Vysya Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 30 Jan 2026

Karur Vysya Bank Limited delivered a strong Q3 FY26, reporting a 25% YoY increase in net profit to ₹689.96 crores, driven by significant NIM expansion to 3.99% and robust credit growth. Asset quality improved with a reduction in Gross NPA to 0.71%, while ROA climbed to 2.05%. The bank remains focused on deposit mobilization and strategic portfolio adjustments, though it anticipates potential NIM pressure in Q4 due to changing interest rate dynamics.

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What they filed

Q3 FY26: revenue up 12.3%, net profit up 39.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue2,489 2,516 2,569 2,808 2,794 +12%
Net profit496 513 521 574 690 +39%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.