KOTAKBANK Kotak Mahindra Bank Q4 FY25 results (Jan–Mar 2025) and concall
Kotak Mahindra Bank reported a strong Q4 FY25 and full-year performance, with consolidated profit up 21% YoY and AUM growing 20%. The bank navigated challenges like a technology embargo and credit strains in microfinance and unsecured loans, proactively tightening underwriting and reducing its microfinance book by 33% YoY. Strategic initiatives included a new brand campaign and sharpened customer propositions, while management expressed confidence in future growth, targeting 1.5x to 2x nominal GDP growth for assets.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 13,428 | 13,530 |
| Net profit | 3,305 | 3,552 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
