KOTAKBANK Kotak Mahindra Bank Q3 FY25 results (Oct–Dec 2024) and concall
Kotak Mahindra Bank reported a stable Q3 FY25 performance with consolidated PAT up 10% YoY to ₹4,700 crore. The bank demonstrated robust asset and deposit growth of 15% and 16% respectively, while maintaining a healthy NIM of 4.93% and ROA of 2.1%. Despite an ongoing RBI embargo impacting credit card and 811 businesses, and some stress in microfinance and commercial vehicle segments, management expressed cautious optimism, highlighting progress on technology transformation and a diversified business model.
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What they filed
| Line item | Q3 FY25 |
|---|---|
| Revenue | 13,428 |
| Net profit | 3,305 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
